|
HO-2
|
HO-3
|
HO-4
|
HO-5
|
HO-6
|
HO-8
|
|
|
A
|
Primary
|
Primary
|
N/A
|
Primary
|
$1000
|
Primary
|
|
B
|
1-2 families: 10% | 3-4 families 5%
|
1-2 families: 10% | 3-4 families 5%
|
N/A
|
1-2 families: 10% | 3-4 families 5%
|
N/A
|
1-2 families: 10% | 3-4 families 5%
|
|
C*
|
2:50% 3:30% 4:25%
|
2:50% 3:30% 4:25%
|
Primary
|
2:50% 3:30% 4:25%
|
Primary
|
2:50% 3:30% 4:25%
|
|
D
|
30% of A
|
30% of A
|
30% of C
|
30% of A
|
50% of C
|
10% of A
|
|
E
|
$100k
|
$100k
|
$100k
|
$100k
|
$100k
|
$100k
|
|
F**
|
$1k
|
$1k
|
$1k
|
$1k
|
$1k
|
$1k
|
|
Peril
|
HO-2
|
HO-3
|
HO-4
|
HO-5
|
HO-6
|
HO-8
|
|
Fire
|
✔
|
✔*
|
✔
|
Open Peril
|
✔
|
✔
|
|
Lightning
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Wind/Hail
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Explosion
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Riot
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Aircraft
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Vehicles
|
✔
|
✔*
|
✔
|
✔
|
✔¹
|
|
|
Smoke
|
✔
|
✔*
|
✔
|
✔
|
✔²
|
|
|
Vandalism
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Theft
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Volcano
|
✔
|
✔*
|
✔
|
✔
|
✔
|
|
|
Falling Objects
|
✔
|
✔*
|
✔
|
✔
|
||
|
Weight of Ice/Snow/Sleet
|
✔
|
✔*
|
✔
|
✔
|
||
|
Water/Steam Discharge
|
✔
|
✔*
|
✔
|
✔³
|
||
|
Accidental Rupture
|
✔
|
✔*
|
✔
|
✔
|
||
|
Freezing of Plumbing
|
✔
|
✔*
|
✔
|
✔
|
||
|
Artificial Current
|
✔
|
✔*
|
✔
|
✔
|
||
|
Coverage
|
Property
|
|
$200
|
Money, coins, precious metal (not tableware)
|
|
$1,500
|
Securities, manuscripts, valuable paper property*
|
|
$1,500
|
Watercraft and their trailers
|
|
$1,500
|
Electronics used in Auto
|
|
$1,500
|
Electronics used for business
|
|
$1,500
|
Trailers or for watercraft
|
|
$500
|
Property used for business on premises
|
|
$2,500
|
Property for business off premises
|
|
Coverage
|
Property
|
|
$1,500
|
Jewelry, watches, furs, precious stones
|
|
$2,500
|
Silver, gold, or pewter tableware
|
|
$2,500
|
Firearms
|
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Cheatography n. The art of mapping complex subjects into clear, instantly navigable reference guides.
